Fee Schedule

Service Charge Schedule Effective 3-21-11 The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Fee Schedule
Check printing	(Fee depends on style of check ordered)
Cashier's Checks (per item)	$4.00
Money Orders (per item)	$2.00
Stop Payment	$25.00
Debit Card Replacement	$10.00
Counter Checks (per item)	$.25
Checking Deposit Slips (per item)	$.25
Photocopies (per page)	$.25
Collection (per item)	$10.00
Overdraft (per item) 2 days and over (per day)	$27.00 $2.00
Any overdraft $1.00 or less	$1.00
Account Research (per hour)	$20.00
Wire Transfer (out)	$20.00
Wire Transfer (in)	$10.00
Deposit Item Returned (per day)	$10.00
Dormant Account (no activity for one year other than credited interest and balance falls below $50) per month charge	$10.00
Official Deposit Verification (per account)	$10.00
Loan or Account History	$5.00
Out of Cycle Statement	$5.00
Snapshot Statements	$3.00
Garnishment	$75.00
Faxing (in)	$2.00
Faxing (out)	$5.00
Check Cashing (non-customer)	$8.00
Account Closing (within 90 days)	$25.00
Phone Transfers	$2.00
Checks (per item) unsuitable for automatic processing (effective 12-1-06)	$.50

We may require not less than 7 days' notice in writing before each withdrawal from an interest bearing account other than a time deposit from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.