Serving Our Customers for Over 100 Years
Rates
List of Current Rates (effective 2/24/12)
Savings Account Interest Rates
| Savings Account Type | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) |
| Statement Savings | 0.10% | 0.10% |
| Passbook Savings | 0.10% | 0.10% |
| IRA Passbook Savings | 0.25% | 0.25% |
| Christmas Clubs | 0.30% | 0.30% |
NOW Personal Checking Account Interest Rates
| Annual Percentage Rate (APR) | Annual Percentage Yield (APY) |
| 0.10% | 0.10% |
Money Market Personal Checking Account Interest Rates
| Account Balance | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) |
| $0 - $2,499 | 0.10% | 0.10% |
| $2,500 - $9,999 | 0.10% | 0.10% |
| $10,000 - $49,999 | 0.15% | 0.15% |
| $50,000 - $199,999 | 0.20% | 0.20% |
| $200,000 & Over | 0.25% | 0.25% |
Certificates of Deposit Interest Rates*
| Term | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) |
| 91 Days | 0.10% | 0.10% |
| 6 Months | 0.20% | 0.20% |
| 12 Months | 0.35% | 0.35% |
| 12 Months (IRA) | 0.35% | 0.35% |
| 18 Months | 0.35% | 0.35% |
| 21 Months | 0.20% | 0.20% |
| 24 Months | 0.50% | 0.50% |
| 24 Months (IRA) | 0.50% | 0.50% |
| 30 Months | 0.50% | 0.50% |
| 36 Months | 0.70% | 0.70% |
| 36 Months (IRA) | 0.70% | 0.70% |
| 48 Months | 0.90% | 0.90% |
| 60 Months | 0.90% | 0.90% |
| 72 Months | 1.25% | 1.26% |
* New Certificates of Deposit $1,000 Minimum
